What is an Automated Clearing House (ACH) Debit?
The ACH debit method allows you to transfer funds by authorizing us (the state)
to electronically debit (electronically withdraw funds from) your bank account
for the amount you report via our online system. Your account will be debited
only upon your initiation, only for the amount you specify, and only on the
date you specify.
Cost
The Department absorbs the cost for you to report an ACH debit payment. You
will, however, be responsible for any fees your financial institution may charge
you for the actual transfer of funds. It is highly unlikely that your banking
institution will charge you a fee for an ACH debit to your account (provided
there are funds available of at least the amount of the debit). But, be aware
that it is likely that your bank's standard overdraft fees will also apply to
ACH debits.
Debit Transfers
To make a payment by debit transfer, all you need to do is supply us with your
banking information (i.e. your bank's Routing Transit Number (RTN) and your
account number at your bank. It's just that simple!.
Banking Formats
All of the ACH standard formats are built into our system, so there is nothing
else for you to have to purchase, or develop.